SAVINGS

As important as this subject is, I will be brief.

Why create a saving plans

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--- to cover expenses for a 3 month period, & 

--- to save for a down payment on a car, &

--- to save for a home or real estate investments, &

--- to be ready for opportunities, &

--- consider your own such as vacations. 

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Please take the time to meditate on the reasons and benefits of having a savings account and

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--- decide your minimum savings

--- design a plan to reach that amount

--- include an amount to reach other goals as well. 

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Credit Unions have such fabulous programs regarding saving, I am not going to go beyond that. 

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